Online payments without the Internet, Google started a service!

Make online payments without the Internet, Google started a service!

by achinhimanshu
January 5, 2024
13

Process of online payments

The process of online payments involves several steps to ensure a secure and efficient transaction. Here’s a general overview of the typical steps involved:

Selection of Items/Services

Users browse a website or app and select the items or services they want to purchase.

Adding to Cart :Online payments

Chosen items are added to the virtual shopping cart, where users can review their selections before proceeding.

Checkout

Users initiate the checkout process, providing necessary details such as shipping address and preferred shipping method.

Payment Information

At the payment stage, users enter their payment details. This typically includes:
Credit/Debit Card Information: Card number, expiration date, and CVV code.
Alternative Payment Methods: Some platforms offer options like digital wallets (e.g., PayPal, Apple Pay, Google Pay), bank transfers, or cryptocurrency payments.

Payment Authorization

The payment gateway authorizes and authenticates the payment, approves the transaction, and communicates the approval to the website or app.

The payment gateway is a secure service that processes the payment, encrypting sensitive information to ensure security.

Authentication

Depending on the security measures in place, users may need to undergo additional authentication. This could include a one-time password (OTP) sent to their registered mobile number or email.

Transaction Approval

After authorizing and authenticating the payment, the payment gateway approves the transaction and communicates the approval to the website or app.

Confirmation

The user receives a confirmation of the successful transaction. This confirmation may include an order summary, transaction ID, and estimated delivery date.

Payment Settlement

The payment gateway processes the settlement, transferring funds from the user’s account to the merchant’s account. This step may take a short period, depending on the payment method and banking processes.

Order Fulfillment

With the payment settled, the merchant proceeds to fulfil the order, preparing items for shipment or providing access to digital products or services.

Confirmation and Receipt

The user receives a confirmation email or a digital receipt, providing a record of the transaction. This document may include details like the purchased items, total cost, and shipping information.

Make online payments without the Internet

As we know that 5G network has been started in India and such a situation people started using 5G internet instead of 4G and the internet experience has also become very good.

Internet connectivity does not exist even today

But despite this, there are still some places where internet connectivity does not exist even today. In such a situation, Google has a new technology which can be very helpful. For such people, you can make online payments without the internet. The Internet has made our life much easier today. The biggest factor in this was online payment.

And as we have seen, no one needs cash

And as we have seen, no one needs cash. Quickly make online payment in a few seconds. So in such a situation, Google has made a new beginning in which you can make contactless payments. That is, Google has introduced a new system which will help you make online payments without the Internet.

virtual card of Google Wallet linked to the payment

In this, a virtual card of Google Wallet has been linked to the payment and for this technology, Google will need a one-time internet connection.

After that, you can connect to this card and make payments anywhere without the internet.

The most important thing is that after the card is connected, you will be able to make payment anywhere with a simple tap. This feature will work even if your phone does not have internet or connectivity. Now how will this system be useful for you, what is its process, let us know-

contactless payment

So the first point is that in this contactless payment, payment can be done through card, phone or any smartwatch.

When you open Google Wallet, a default virtual card will appear and when you tap on that card, your card data will be visible. Whatever is there will be delivered to the reader. Payment will be made automatically when your Android phone approaches an NFC signal reader.

NFC code is used in payment

If you go offline once, then after that the phone will work without any problem, without any internet. By generating the NFC code that comes with Google Wallet, using it, your payment will be made. However, you just have to keep in mind that if you remain offline for a long time, there may be some problems in making this payment.

Internet at least once every two days

You should also keep in mind that for offline payment, Google will have to connect to the internet at least once every two days. In which you will be able to make offline payments through Google Wallet without any hassle. So this system prepared by Google is a next-level system which is very good for those people where internet connectivity is still not available.

Conclusion:Online payments

It’s important to note that the specifics of the online payment process may vary slightly depending on the platform, payment gateway, and the payment methods accepted by the merchant. Security measures, such as encryption and two-factor authentication, are critical components to safeguard sensitive information throughout the transaction process.

Process of online payments The process of online payments involves several steps to ensure a secure and efficient transaction. Here’s a general overview of the typical steps involved: Selection of Items/Services Users browse a website or app and select the items or services they want to purchase. Adding to Cart :Online payments Chosen items are…